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Head of Product Design, ANZSydney, Australia

Jonathan Lochhead, aka Jono

At Apple I designed for tvOS, the Apple TV app, iTunes 11 and iBooks. At ANZx I spent seven years building ANZ Plus. Now I lead product design at ANZ, with AI built into how we work.

career · 2010–nowANZ goMoneyApple · Senior UI DesigneriTunes 11 · iBooks for MactvOS & the TV appCommBank · Senior Product DesignerANZx · Lead Digital Designer (ANZ Plus)ANZ · Head of Product Designfiled at Apple · 2012–16published · continuations still issuing117 patentsnow

tvOS, Apple TV app, iTunes 11, iBooks for Mac, Now Playing, ANZ goMoney, ANZ Plus, Designing with AI, 57 granted patents

(01) Selected work

Work that shipped to millions.

An operating system, apps people open every day, and the teams behind them: across Apple, Commonwealth Bank, ANZx and ANZ.

Everyday$2,480.1662%goal · Japan−$4.60+0.40−$12.25+0.75−$3.80+0.20Coachtwo accountssavings goalround-upscalm first, then delight
ANZx
Lead Digital DesignerOct 2018 – Oct 2025
ANZ
Head of Product DesignOct 2025 – now
Mobile-firstFinancial wellbeingRound-upsCoach
Read the case study

ANZ's mobile-first reinvention of everyday banking. Two integrated accounts, round-ups, goals and a Coach that helps Australians build better money habits. Designed at ANZx from 2018; since October 2025 I've led product design at ANZ.

bills per fortnightaverageF1F2F3F4F5F6F7F8bill smoothing · spiky to steadyTuesday9:41Bills smoothedSame amount every fortnightOn track for Japan62% of your goalRound-ups this week$6.40 moved to Savenudges, not nagging
Commonwealth Bank
Senior Product DesignerFeb 2017 – Oct 2018
ANZx
Lead Digital DesignerOct 2018 – Oct 2025
ANZ
Head of Product DesignOct 2025 – now
FintechBehaviourANZ
Read the case study

Helping Australians make better decisions with their money, first at Commonwealth Bank and now at ANZ. Small, deliberate interactions where everyday choices add up.

(02) Designing with AI

AI does the legwork. Designers make the calls.

At ANZ, AI is part of how my team designs: synthesising research, getting ideas into prototypes sooner and exploring more directions inside our design system, with the guardrails a bank needs. On my own projects I build with it end to end.
  • interview notestrusteffortcontrolAI clusters the notes · designers decide what they mean
    01

    Research, synthesised

    AI takes the first pass at interview notes and customer feedback, clustering what people said. Designers spend their time on what the patterns mean, and what to do about them.

  • a savings goal screen with round-upsprototypesketchtest with customerssketch or prompt → something people can try, sooner
    02

    Prototypes, sooner

    From a sketch or a prompt to something customers can actually try, earlier in the process. We test ideas instead of debating them.

  • design systemAamore directions, on-system · a designer makes the call
    03

    More directions, on-system

    Variations generated with our own components and tokens, so exploring more ideas is cheap and every one stays on-brand. Then choosing, with a designer's eye.

  • before anything shipscustomer data protecteda person reviews itaccessibility checkedplain languagehuman in the loopguardrails a bank needs, built into how we use it
    04

    Guardrails, always

    Customer data protected, a person reviewing what ships, accessibility and plain language checked rather than assumed. It's a bank, after all.

And on my own projects

Every one of my side projects is designed and built hands-on with AI tools, from first prompt to production. Website Design Awards (opens in a new tab) runs on an automated editor that publishes every day; manvbot (opens in a new tab) maps how 427 jobs are changing as AI arrives; and this site was designed and built with AI tools too.

(03) Side projects

Small things, finished.

A data story about AI and work, a scroll through the solar system, a travel guide and a couple of apps, all designed and built with AI tools. Where I try ideas quickly and see them through.

(04) About

25 years in the detail.

  • 57granted US patents from inventions filed at Apple
  • 117patent publications, with continuations still issuing
  • 7 yrsat ANZx, designing ANZ Plus from the ground up
  • 5side projects, each designed and built with AI
Now
Head of Product Design, ANZSince Oct 2025
ANZx
Lead Digital Designer2018 – 2025
CommBank
Senior Product Designer2017 – 2018
Apple
Senior UI Designer2012 – 2016
AI
Research to prototype, at ANZEnd to end on side projects
Craft
Interaction · motion · type
Based
Sydney, Australia

Cupertino. From 2012 to 2016 I was a senior UI designer at Apple, on the new Apple TV and tvOS, the TV app, the Remote app, Single Sign-on, iBooks for the Mac, iTunes 11 and app icons for iOS 7. Work measured in millimetres of motion, frames of timing and careful typography. The patents added up along the way.

Before Apple, I was part of the ANZ innovation team that designed and built the multi-award-winning ANZ goMoney for Australia and New Zealand: the first native iOS banking app in Australia, with a 4-digit PIN and mobile-to-mobile payments.

Back home, I joined Commonwealth Bank as a senior product designer in 2017, then moved to ANZx in 2018 to help build ANZ Plus from the ground up. Since October 2025 I've been Head of Product Design at ANZ, designing experiences that help Australians make better decisions with their money, and bringing AI into how the team researches, prototypes and ships.

People first. Pixels close behind. Most of my job now is the humans: hiring designers, growing leaders, and creating the conditions where small teams do their best work. The pixels still matter, a lot, but they're the by-product of a team that cares.

But it's never really about the team, or the pixels. It's about the customer: the person on the other side of the screen trying to pay a bill, save for a house, or make sense of their money on a Tuesday night. That's the whole point, and it's why, 25 years in, I still love design.

(05) Inventions

117 patents & applications.

Every one traces back to inventions filed at Apple between 2012 and 2016, grouped here into 11 themes. Continuations are still being granted.

Showing 12 of 117 patents and applications.

Last verified October 2026. Source: Google Patents (opens in a new tab)

(07) Contact

Let’stalk.

About design leadership, fintech, consumer software, or an interface worth building. I read every message myself.